Your Mortgage.
Your Terms.

We make getting the house of your dreams easier than you could ever imagine.

Let's Get Started

Welcome to Premiere Mortgage PEI

We understand. Mortgages can be complicated, we are here to help. We are here to support you for the life of your mortgage.

We have options. We aren’t tied to one bank. We work with large banks as well as lenders exclusive to the broker channel to make sure you are getting the best mortgage for you. This means that we will work with you to find out your individual needs and will match you to the best lender for you.

We work for you. Your credit score can be impacted each time you have a credit check. Why go to multiple banks, when we can do the work for you. We pull your credit bureau once, and can shop the best product for you.

We work with your schedule. We don’t work a 9-5 schedule. We will work with you to meet at a time that suits your needs, we can also work with you through email and phone, to make it more convenient for you. We will even give you our cell phone numbers.

We get paid by the banks. There is generally no cost to use our services. In most cases, we get paid by the bank. In certain circumstances, such as private and commercial financing, a broker fee will be charged. Such fees will not be charged unless your mortgage is funded. It costs nothing to speak with us.

We have experience. We have 29 years combined experience. As business owners, we have a direct interest in providing you with quality advice to arm you with the knowledge you need to make the right decision.

Today's Fixed and Variable Mortgage Rates

2.09%

Fixed Rate

1.45%

Variable Rate

All the tools you need to apply for your mortgage. Download now.

Meet the Premiere PEI Mortgage Team

Mortgage Agent

Mortgage Agent

Mortgage Admin

Premiere Mortgage PEI

Call us today at 1 (902) 303-5996 and get started.

10 Great Reasons to use a Mortgage Broker

Get independent advice on your financial options

As independent mortgage brokers and mortgage agents, we’re not tied to any one lender or range of products. Our goal is to help you successfully finance your home or property. We will start by getting to know you and your home ownership goals, then we will make a recommendation, drawing from available mortgage products that match your needs, and finally decide together on what’s right for you.

We negotiate on your behalf

Many people are uncertain or uncomfortable negotiating mortgages directly with their bank. Brokers negotiate mortgages each and every day on behalf of Canadian homebuyers. You can count on our market knowledge to secure competitive rates and terms that benefit you.

Save time with one-stop shopping

It could take weeks for you to organize appointments with competing mortgage lenders — and we know you’d probably rather spend your time house-hunting! Our mortgage broker team works directly with dozens of lenders, and can quickly narrow down a list of those that suit you best. It makes comparison-shopping fast, easy, and convenient.

More choice means more competitive rates

We have access to a network of major lenders in Canada, so your options are extensive. In addition to traditional lenders, we also know what’s being offered by credit unions, trust companies, and other sources. We can also help you take care of other requirements before your closing date, such as sourcing mortgage default insurance if your down payment is less than 20% of the purchase price.

Ensure that you’re getting the best rates and terms

Even if you’ve already been pre-approved for a mortgage by your bank or another financial institution, you’re not obliged to stop shopping! Let us investigate to see if there is an alternative to better suit your needs.

Get access to special deals and add-ons

Many financial institutions would love to have you as a client, which is why they often offer incentives to attract creditworthy customers. These can include retail points programs, discounts on appliances, shopping clubs, and more. We do the math on which financing and mortgage insurance offers might be worth your attention so you get the perks you deserve.

Things move quickly

Our job isn’t done until your closing date goes smoothly. We’ll help ensure your mortgage transaction takes place on time and to your satisfaction. Institutions would love to have you as a client, which is why they often offer incentives to attract creditworthy customers. These can include retail points programs, discounts on appliances, shopping clubs, and more.

Get Expert Advice

When it comes to mortgages, rates, and the housing market, we’ll speak to you in plain language. We can explain the various mortgage terms and conditions so you can choose confidently.

No Cost To You

There is absolutely no cost to you for our services on typical residential mortgage transactions. How can we afford to do that? Like many other professional services, such as insurance, mortgage brokers are generally paid a finder’s fee when we introduce trustworthy, dependable customers to a financial institution. These fees are quite standard and nearly industry-wide so that the focus remains on you, the customer.

Ongoing support and consultation

Even once your mortgage is signed and paperwork is complete, we are here if you need any advice on closing details or even future referral needs. We are happy to be of assistance when you need it.

OUR PROCESS IS QUICK AND PAINLESS.

Application

Start the process with our application. You can apply online or by phone.

Review

We'll review your application with you to make sure everything perfect.

Approval

We'll do everything we can to find the best deal for you.

Application

Start the process with our application. You can apply online or by phone.

Review

We'll review your application with you to make sure everything perfect.

Approval

We'll do everything we can to find the best deal for you.

Christine Milley- Premiere Mortgage Centre